Microfinance Roles

Microfinance Roles

We are hiring…

Our client a tier 1 Microfinance bank is recruiting for these open roles;

Head, Finance,

Head Operations,

Head, Credit,

SME Marketers,

Deposit mobilization officer

Head, Finance

Location: Ikeja Lagos

Full time, onsite

Salary range: 800,000- 1,000,000 (Net)

Job Summary

The Head of Finance is responsible for overseeing the financial health of the organization by managing financial planning, budgeting, accounting, reporting, and risk management. The role provides strategic financial leadership, ensures compliance with regulatory requirements, and supports executive decision-making through accurate financial analysis.

Key Responsibilities

Financial Strategy & Leadership

Drive financial strategy aligned with organizational goals

Advise management on planning, investment, and risk

Provide insights for strategic and operational decisions

Financial Management & Compliance

Oversee budgeting, forecasting, and cash flow

Deliver accurate management and statutory financial reports

Ensure compliance with accounting standards, tax, and regulatory requirements

Manage audits, controls, payroll, and taxation

Risk, Governance & Team Leadership

Maintain strong financial controls and risk mitigation measures

Lead and develop the finance team, setting clear performance targets

Uphold financial integrity, accuracy, and accountability

Stakeholder Engagement

Manage relationships with banks, auditors, investors, and regulators

Support fundraising, grants, and investor reporting where applicable

Qualifications & Experience

Bachelor’s degree in Finance, Accounting, Economics, or related field

Professional certification (ACA, ACCA, ICAN, CPA) required

8–10 years’ experience, including 3–5 years in senior finance leadership

Skills & Competencies

Strong financial analysis and strategic judgment

Deep knowledge of accounting standards and regulations

Proficient in financial systems and Excel

High integrity, leadership, and communication skills

Key Performance Indicators (KPIs)

Accuracy and timeliness of financial reporting

Budget control and cost efficiency

Cash flow stability and risk management

Audit and compliance outcomes

Head, Operations

Location: Ikeja Lagos

Full time, onsite

Salary range: 800,000- 1,000,000 (Net)

Job Summary

The Head of Operations is responsible for overseeing and optimizing the organization’s day-to-day operational activities to ensure efficiency, quality service delivery, and alignment with strategic objectives. The role provides operational leadership, process improvement, and cross-functional coordination to support sustainable growth and performance.

Key Responsibilities

Operations Leadership & Strategy

Drive operational strategy aligned with business goals

Lead and coordinate operations teams across departments

Process & Performance Management

Oversee day-to-day operations for efficiency, quality, and timely delivery

Develop and improve processes, policies, SOPs, and KPIs

People, Resources & Risk

Lead and develop operations staff for high performance

Optimize use of people, finances, and assets

Ensure regulatory compliance, risk mitigation, and quality assurance

Stakeholder Collaboration & Reporting

Work closely with Finance, HR, Sales, IT, and external partners

Support budgeting, strategic execution, and decision-making

Provide operational reports and data-driven insights to management

Qualifications & Experience

Bachelor’s degree in Business, Operations, Engineering, or related field

MBA or equivalent is an advantage

8–10 years’ operations experience, with 3–5 years in senior leadership

Skills & Competencies

Strong operational execution and process improvement skills

Proven leadership and decision-making ability

Analytical, organized, and stakeholder-focused communicator

Key Performance Indicators (KPIs)

Operational efficiency and cost control

Service quality and turnaround time

Achievement of operational targets

Compliance and risk management outcomes

Head, Credit

Location: Ikeja Lagos

Full time, onsite

Salary range: 800,000- 1,000,000 (Net)

Job Summary

The Head of Credit is responsible for leading the organization’s credit function by developing and enforcing credit policies, managing credit risk, and ensuring high-quality credit decisions. The role oversees credit analysis, approvals, portfolio monitoring, and recovery strategies to support sustainable growth while minimizing financial risk.

Key Responsibilities

Credit Strategy & Governance

Develop and maintain credit policies, frameworks, and risk appetite in line with business and regulatory requirements

Ensure consistent, prudent credit decisions across the bank

Credit Assessment & Approval

Oversee credit appraisal, underwriting, and approvals

Review and recommend high-value or high-risk credit facilities

Ensure quality documentation and policy compliance

Portfolio Management & Risk Control

Monitor portfolio performance and identify emerging risks

Track NPLs and implement corrective actions

Drive early warning systems, stress testing, and risk mitigation

Recovery & Compliance

Oversee collections, recovery, and restructuring efforts

Liaise with Legal on delinquent accounts

Ensure regulatory compliance and support audits

Prepare credit reports for management, regulators, and the Board

Leadership & Stakeholder Engagement

Lead and develop the credit team, setting clear performance targets

Collaborate with Business Development, Finance, Legal, Operations, regulators, and credit bureaus

Qualifications & Experience

Bachelor’s degree in Finance, Banking, Economics, Accounting, or related field

Professional certification (ACA, ACCA, ICAN, CPA, or risk certification) is an advantage

8–10 years’ experience in credit risk or lending, with 3–5 years in a senior role

Skills & Competencies

Strong credit analysis and risk management expertise

Sound judgment, leadership, and decision-making skills

High attention to detail with strong analytical and communication abilities

Key Performance Indicators (KPIs)

Portfolio quality, delinquency, and NPL ratios

Recovery performance

Policy compliance and approval turnaround time

Effectiveness of risk mitigation measures

SME Marketers

Location: Ikeja Lagos

Full time, onsite

Salary range: 300,000+ monthly incentives (Performance based)

Job Summary

The SME Marketer is responsible for acquiring, managing, and growing Small and Medium Enterprise (SME) clients by promoting the organization’s products and services. The role focuses on business development, relationship management, and revenue generation while ensuring compliance with company policies and regulatory requirements.

Key Responsibilities

Business Development & Sales

Prospect, onboard, and grow SME clients

Sell SME products (loans, deposits, payments, advisory)

Achieve revenue and portfolio growth targets

Client & Portfolio Management

Build and manage strong SME relationships

Understand client needs and recommend suitable solutions

Monitor accounts, repayments, and portfolio health

Identify early risk signals and support recovery efforts

Credit Support & Reporting

Support loan origination, documentation, and preliminary credit assessments

Liaise with Credit and Operations for timely processing

Provide sales, market intelligence, and activity reports

Compliance

Ensure KYC, AML, and policy compliance

Maintain accurate client records

Qualifications & Experience

Bachelor’s degree in Business, Marketing, Finance, or related field

2–5 years’ experience in SME sales or relationship management

Banking, microfinance, or fintech experience is an advantage

Skills & Competencies

Strong sales, negotiation, and relationship management skills

Good understanding of SME businesses and financial products

Target-driven, detail-oriented, and communicative

Key Performance Indicators (KPIs)

SME client acquisition

Revenue and portfolio growth

Portfolio quality and repayments

Client retention and satisfaction

Deposit mobilization officer

Location: Ikeja Lagos

Full time, onsite

Salary range: 200,000+ structured commissions

Job Summary

The Deposit Mobilization Officer is responsible for sourcing and growing low-cost deposits by acquiring new customers and managing existing deposit accounts. The role focuses on relationship building, sales, and customer retention to support the organization’s liquidity and growth objectives.

Key Responsibilities

Deposit Mobilization & Sales

Source and grow deposits from individuals, SMEs, groups, and corporates

Promote savings, current, and fixed deposit products

Achieve assigned deposit growth targets

Customer Acquisition & Relationship Management

Onboard new customers and manage existing relationships

Drive deposit retention, upselling, and cross-selling

Deliver excellent customer service and resolve issues promptly

Marketing, Compliance & Reporting

Participate in field marketing and promotional activities

Identify market opportunities and partnerships (cooperatives, associations)

Ensure KYC, AML/CFT compliance and accurate documentation

Prepare and submit performance and deposit reports

Qualifications & Experience

Bachelor’s degree (OND/HND with experience considered)

1–4 years’ experience in deposit mobilization or sales

Banking or microfinance experience is an advantage

Skills & Competencies

Strong sales, communication, and persuasion skills

Target-driven, self-motivated, and customer-focused

Basic knowledge of banking products and regulations

Key Performance Indicators (KPIs)

Deposit volume and growth

New accounts opened

Customer retention rate

Compliance accuracy